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Debt Test

How Bad Is Your Debt?It is important to be honest with yourself. You may be contributing to your debt management problems without realizing it. Ask yourself the following:

• Are you living paycheck-to-paycheck?

• Are you unable to pay your creditors on time and starting to receive collection calls?

• Do you have little or no money put aside in a
savings account?

• Do you often use credit cards or borrow money for items that you used to purchase with cash?

• Can you afford to make only the minimum monthly payment on your credit card balance?

• Are you skipping some payments in order to make other payments on time?

• Do you often argue with your partner about money?

• Have you avoided adding up your total debt?

Regardless of how bad you think things are, doing nothing is not an option. Give us a call and let us start you on the road to financial freedom!


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